Wednesday, April 24, 2024
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FAQs

Broad Form Contractual Liability Coverage

Occasionally we receive a request to add "Broad Form Contractual Liability Coverage" to a General Liability policy. Part of the difficulty with adding these types of endorsements is, that they are already included in standard CGL policy. The carrier becomes unwilling to add the endorsement since it could confuse the wording of the standard Commercial General Liability policy that already covers it.

If you want to ensure that contractual liability is covered, rather than request that Broad form contractual liability coverage be added to the policy, it makes more sense to ensure that it has not been removed from the policy with the following exclusions:

  • Contractual Liability Limitation Endorsement (CG 21 39) or Amendment of Insured Contract Definition (CG 24 26)

 

Venture Insurance Services
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